Product Details
Save Time and Money-and Get the Loan That's Right for You.
Ever-changing mortgage guidelines . . . confusing financial forms . . . if you're buying or refinancing a home,
you know all too well how overwhelming and intimidating the mortgage process can be. This revised edition of How to
Get the Best Home Loan guides you through all the critical issues and demystifies the mechanics of mortgage
lending-everything from disclosures and fees to closing costs, points, and making payments. Longtime mortgage
banking industry insider and former realtor W. Frazier Bell helps you sidestep the risks of financing a mortgage
and sheds light on many unknown aspects that keep borrowers from making intelligent, money-saving decisions.
Written in clear, simple language, this comprehensive Second Edition features new information on desktop
underwriting, merged credit reports, and using the Internet, as well as updated sections on verifications,
qualifying, and loan types. Bell gives you hands-on access to his hard-won experience, providing the tools you
need to:
- Understand why lenders do the things they do.
- Learn what to look for when comparing loans and lenders.
- Head off potential problems and expensive mistakes.
- Navigate FRMs, ARMs, FHAs, GEMs, and TILs.
- Know why certain loans may be better for you than others.
- Save yourself hundreds, even thousands, of dollars.
Packed with real-life examples, sample forms, and proven advice, How to Get the Best Home Loan, Second Edition
will ensure that you get the right loan, at the right price, from the right lender.
Biographical Note
W. FRAZIER BELL is past president of the Charlottesville Area Mortgage Bankers Association. He has taught
college-level courses on mortgage lending and has been successfully active in real estate, contracting, and
mortgage banking for twenty-eight years. Bell also served as a direct endorsement underwriter for FHA loans.
